Location: New York,NY, USA
Job Spec Associate or Vice President, Real Estate & Lodging Group
PRIMARY FUNCTION:
* Credit analysis for Commercial Real Estate structured transactions and for a portfolio of customers and prospects of the Real Estate, Lodging & Gaming Group. The position will perform tasks necessary for securing credit approvals, documentation review, and administration of all credit exposures (single asset financings, portfolio financings, corporate financings and other derivatives/structured deals).
RESPONSIBILITIES:
* Preparing credit applications and related materials for new deals, amendment and waiver requests, as well as responding to questions from the credit department;
* Perform industry analysis, competitive analysis and an assessment of relevant risk factors to be provided for the transaction under consideration;
* Financial modeling (including use of Argus and internal models);
* Analyzing and condensing available historical, financial and other information on clients, including cash flow projections;
* Monitoring credit exposures and covenant compliance, and preparation of Annual Reviews, Portfolio Reviews and other credit reports, as needed;
* Reviewing legal documentation and liaising with external and internal counsel;
* Participating in client calls, marketing pitches, property tours and bank meetings;
* Assisting the Distribution and Asset Rotation Group with their loan syndication activities;
* Coordinating actions with the various Bank departments on all matters concerning the servicing of accounts and credit authorizations
#LI-DNI
Strong financial modeling skills (including Argus and Excel)
Ability to analyze borrower and guarantor level financial statements
Working knowledge of banking systems (e.g., credit, profitability, etc.)