AVP, Special Assets
: Job Details :


AVP, Special Assets

Wintrust Financial

Location: Melrose Park,IL, USA

Date: 2024-11-10T08:09:21Z

Job Description:

Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the HAVE IT ALL model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.

Why join us?

  • An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)

  • Competitive pay and annual discretionary bonus eligible

  • Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few

  • Family-friendly work hours

  • With 175+ community bank locations, we offer opportunities to grow and develop in your career

  • Promote from within culture

The AVP, Special Assets manages a portfolio of problem commercial loans comprised of C&I and CRE credits. In this role, you will play a vital role in mitigating the Bank's risk by working with clients to determine an appropriate course of action, driving highest recovery results.

What You'll Do

  • Manage assigned portfolio of distressed loans

  • Conduct in-depth analysis into lending relationships in order to formulate and propose an appropriate course of action

  • Meet with borrowers to negotiate terms for restructure or settlement; perform site visits to inspect collateral

  • Interact with Wintrust charter banks and niche groups as problem loans are identified and assigned for active management in MAD

  • Enforce bank's legal rights and remedies working directly with outside counsel and third-party professionals as necessary in litigation

  • Collect past due accounts, restructure workable credits, and liquidate collateral as warranted

Qualifications

  • Bachelor's degree in business, finance, economics, or related major

  • 3+ years' commercial experience including origination and/or workout experience with C&I or CRE loans

  • Knowledge of commercial fundamentals across all asset types

  • Demonstrate proficiency in portfolio management and monitoring, negotiating, and litigation management

  • Strong verbal and written communication skills

  • Excellent analytical and organizational skills

  • Ability to take initiative and willingness to be flexible and accommodate changing demands

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

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From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.

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