Business Banker
: Job Details :

Prospects for, underwrites, and closes secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes and manages positive business relationships with existing and prospective customers, by performing assigned duties and responsibilities. Actively supports the lending staff develop new and existing business relationships through key contacts within the local community to market the bank's services with emphasis on commercial lending and other areas as designated. Meet or exceed minimum number of customer development calls per month as defined in individual work plan. Analyzes individual loan documents to determine customers' cash flow, ability to pay the loan, profit potential of the loan, etc. in order to minimize loan loss and maximize potential profit. Supports lending staff meet and interview applicants to determine creditworthiness, deny or grant each loan, secure required signatures, explains procedures or reasons for denial, and presents possible alternatives to those denied to maintain a favorable bank image. Minimum Requirements Bachelor's degree in business, finance or related field or equivalent years in the banking industry. One to three years of experience, preferably in a financial institution or consumer loan department. Ability to manage a $20 million loan portfolio. Salary range is $110,000 - $150,000 annually depending on experience. We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)