Job Type Full-time Description The Compliance Specialist - Commercial Reporting is a detail-oriented position that is dedicated to ensuring that all divisions of CNB Bank are adhering to laws, regulations, and Bank procedures pertaining to Section 1071 of the Dodd-Frank Act (Section 1071). Specifically, the Compliant Specialist - Commercial Reporting's responsibilities include the following:
- Verify the accuracy of Section 1071 data as well as provide outstanding support to the commercial lending team
- Review applicable commercial loan files and ensure compliance with Section 1071
- Prepare government submissions annually for compliance with Section 1071
- Provide support and training to commercial lending related to Section 1071
- Assist the VP / Compliance with internal audit and regulatory requests when applicable
- Participate in team meetings related to commercial lending initiatives to provide input on compliance matters related to Section 1071
Below is a list of essential job functions. Additional responsibilities may be assigned in the position. FOCUS ON ACCURACY AND ATTENTION TO DETAIL Perform detailed file reviews on originated and non-originated commercial loan files to confirm compliance with laws, regulations, and Bank procedures related to Section 1071 of the Dodd-Frank Act. Ensure that the reportable Section 1071 data is accurately maintained and reported timely as required by regulation. PROVIDE EXCEPTIONAL TEAM SUPPORT Provide accurate and timely answers to all Section 1071 related inquiries. Engage with lending staff and the training department to develop solutions when data integrity issues have been identified or when regulatory change occurs. FOSTER OUR CULTURE Possess and display a positive demeanor in managing change, while demonstrating excellent communication skills through effective conversations and collaboration. Focus on finding solutions to improve the client and employee experiences. Seek opportunities to support volunteerism in local community events, increase the Bank's outreach and foster new business. SEEK PROFESSIONAL DEVELOPMENT OPPORTUNITIES Take advantage of training opportunities to advance knowledge of related laws and regulations. Participate in team meetings related to lending or deposit initiatives to help build knowledge of department processes and how compliance impacts other areas of the Bank. Some travel may be required. Requirements QUALIFICATIONS, EDUCATION, AND EXPERIENCE To perform this job successfully, an individual is required to perform each essential job requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with one to three months related experience or training preferred. Ongoing training on laws and regulations will be encouraged. A background screening will be completed. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively.
- TECHNOLOGY SKILLS: Ability to use telephone systems and possess good digital literacy including email, internet and intranet use. Prior experience or the ability to learn core transaction system, loan origination system, HMDA reporting software, Word, Excel, and any other computer programs pertinent to performing job duties.
- MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
- REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to solve exciting problems involving several variables in a standardized situation.
- PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
This position operates in a professional office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite. BENEFITS
- Medical, Dental, Vision & Life Insurance
- 401K with company match and profit-sharing program
- Paid Time Off & Recognized Holidays
- Leave policies
- Voluntary Benefit Options (Life, Accident, Critical Illness, & Pet)
- Hospital Indemnity
- Employee Assistance Program
- Employee Health & Wellness Program
- Special Loan and Deposit Rates
- Gradifi Student Loan Paydown Plan
- Rewards & Recognition Programs and much more! Eligibility requirements apply.
CNB Bank Bank is an equal opportunity employer and all applicants are considered based on qualifications without regard to sex, race, color, ancestry, religious creed, national origin, sexual orientation, gender identity, physical disability, mental disability, age, marital status, disabled veteran or Vietnam era veteran status. CNB Financial Corporation is an Affirmative Action Employer and is committed to fostering, cultivating and preserving a culture of diversity and inclusion.