Job Type Full-time Description Company Overview: New Horizon is not just another bank; it is a dynamic, forward-thinking financial institution committed to redefining the banking relationship through our relentless pursuit of curiosity, boundless creativity, and unwavering dedication to innovation. Our team is comprised of passionate individuals who are constantly seeking new ways to enhance our services and create exceptional experiences for our customers. From developing innovative financial products to implementing cutting-edge technologies, we are committed to finding creative solutions that address the evolving needs of our clients in today's integrated and fast-paced world. Join us on our journey as we continue to explore new horizons, challenge conventions, and redefine the future of banking. Position Overview: As a Commercial Banker at New Horizon Bank, you will play a key role in fostering and expanding relationships with business clients. You will be responsible for understanding their financial needs, offering appropriate banking products and services, and providing exceptional, white glove service. This role requires a combination of financial acumen, relationship management, and a deep understanding of business banking products. You know you are the right candidate for this role if: - You are a motivational team player who can't imagine anything more exciting than finding the bank's next client. - You thrive on developing deep and lasting relationships. - You have exceptional verbal and written communication skills, love giving presentations, and take pride in your ability to translate complex information into understandable concepts. - You have an ownership mindset and the ability to hold yourself accountable for results. Here's what you'll spend your time doing: Business Development:
- Identifying and pursuing new business opportunities within the assigned market or territory.
- Collaborating with the business development team to expand the bank's client base.
- Becoming established as an active presence in the community, expanding business network, prospecting and building a pipeline of new clients.
Client Relationship Management:
- Developing and maintaining strong relationships with business clients through regular communication and engagement.
- Acting as the primary point of contact for clients, addressing their financial needs and providing exceptional service.
Financial Consultation:
- Conducting thorough financial assessments for business clients to understand their goals, challenges, and opportunities.
- Providing strategic financial advice and recommending appropriate banking solutions.
Credit Analysis and Risk Management:
- Evaluating creditworthiness of business clients and preparing credit proposals.
- Monitoring and managing credit risk through ongoing analysis and proactive measures.
Product Knowledge:
- Staying informed about the bank's products and services, as well as industry trends and regulations.
- Educating clients on available banking solutions and recommending products that align with their needs.
Requirements Qualifications:
- Three to five years of experience in business banking or a related financial role.
- Familiarity with business banking software and technology.
- Strong understanding of financial products, credit analysis, and risk management.
Preferred Qualifications:
- Bachelor's degree in Business, Finance, or related field.
- Relevant certifications (e.g., Certified Treasury Professional, Commercial Lending Certificate).
What you'll get:
- Competitive salary based on experience and skill along with performance-based and incentive bonuses.
- Comprehensive benefits package including health, disability, life insurance, 401(k) savings plan with employer match, and paid time off.
- An entrepreneurial culture with exceptional growth potential.
New Horizon Bank is an Equal Opportunity Employer. New Horizon Bank does not discriminate in hiring or employment practices on the basis of race, color, religion, gender, age, sexual orientation, marital or familial status, national origin, non-job-related disability, or status as a veteran.