Location: Johnson City,TN, USA
OverviewForever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper.As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.Commercial Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, over $10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Commercial Bankers work with various internal partners to build and manage full banking relationships. ResponsibilitiesIn this role you will get to:• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.• Leverage your network to engage with local business owners and companies to develop business lending opportunities.• Represent the bank in the community by attending and participating in civic, community and networking events.• Engage in an efficient loan approval process with open communication and exposure to local credit partners. • Be part of a collaborative team with various bank partners to support and deepen the full client relationship. QualificationsBachelor's degree with a minimum of 6 years experience in business or commercial lending, credit or business development.-Or-High school diploma or GED with a minimum of 10 years experience in business or commercial lending, credit or business development.Additional Requirements:Business development experienceFinancial analysis and credit underwriting skillsKnowledge of commercial lending, deposit and cash management solutionsAbility to provide financial guidance and expertiseSales planning and forecasting experiencePreferred Qualifications:Established COI's and referral sourcesFirst Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: