Commercial Relationship Manager
: Job Details :


Commercial Relationship Manager

Hudson Valley Credit Union

Location: Poughkeepsie,NY, USA

Date: 2024-10-29T17:47:31Z

Job Description:

OverviewHudson Valley Credit Union is currently recruiting for the position of Commercial Relationship Manager. Primary Function: Counsel prospective commercial loan applicants regarding the specific commercial loan programs that are appropriate for their financial circumstances and assist them in completing the process of obtaining a commercial loan in accordance with Credit Union and regulatory guidelines.ResponsibilitiesResponsible for the development and maintenance of internal and external relationships for referral sources within the community including, but not limited to, HVCU branches, realtors, attorneys, accountants and other affinity groups. Attend functions relative to the position to build rapport within the community.Respond to and follow up on customer inquiries and leads from all sources.Recommend Credit Union commercial loan products to members that would best serve them, advising them of the risks and benefits of the loan alternatives, including options and variables involved. Based on member need, identify opportunities for referral to other Credit Union products and services.Maintain and develop the portfolio of existing commercial loan members, responding promptly to all inquiries and requests and utilize approved methods to record the details of all efforts.Assist in the preparation, management and presentation of new loan proposals and renewals, including the documentation of the business income, assets, investments, and debts as well as characteristics of the property and other pertinent information.Follow up with members, as necessary, to obtain required documentation. Provide assistance as required to the Processing and/or Underwriting areas in order to ensure a quality loan decision.Prepare for and attend Commercial Loan Committee meetings and assist in closings, as needed.Perform on-going and consistent collection efforts/workout for assigned delinquent members. Document efforts in the file.Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.Embrace and apply HVCU's guiding principles to all activities and responsibilities. This includes the Credit Union's Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union's initiatives by demonstrating teamwork and professionalism.Responsible for regular and predictable attendance including punctuality.QualificationsAssociate's Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience requiredRegistration with the National Mortgage Licensing System and Registry (NMLS) requiredValid driver's license requiredMinimum 3 Years in business services/commercial lending experience requiredMinimum 2 Years Direct commercial lending experience requiredSBA loan origination experience preferredClick here to view full job descriptionWhy choose HVCU?HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.Employee Perks:HVCU University & Academy; Professional Development TrainingStudent Loan Repayment & Tuition Reimbursement ProgramsMedical, Dental, and Vision coverage (coverage starting as low as $20 per month)401(k) with employer match and non-elective employer contributionPaid time off (PTO), holidays, and community volunteer timeLife, Short-Term, and Long-Term Disability InsuranceDiscounted Loan Rates & FeesHudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by lawMinimum Salary: 31200.00 Maximum Salary: 31200.00 Salary Unit: Yearly

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