Primary Details Time Type: Full time Worker Type: Employee
The Opportunity The purpose of this role is to evaluate and monitor global credit investments within the Group Investment's credit team, applying sound credit judgment and adhering to company policies. The role involves determining credit creditworthiness of investment grade and high yield issuers through qualitative and quantitative analysis across sectors and markets, to assist in making credit conclusions.
Primary Responsibilities - Determine corporate creditworthiness by examining qualitative and quantitative components of credit risk, performing financial statement and ratio analysis and providing credit conclusions and recommendations.
- Monitor credit quality, financial health, and operational performance of a wide array of companies.
- Perform research on companies' background, industry trends and operating environments by assessing transaction structure, risks and mitigation strategies and reviewing macroeconomic conditions to present conclusions and recommendations to portfolio managers
- Monitor key macroeconomic indicators, geopolitical developments, and market trends that may impact credit markets.
- Track and evaluate developments in credit markets, including rating agency actions, default rates, and relative value opportunities.
- Contribute to the assessment, integration and ongoing management of ESG factors into the credit research process
- Attend company meetings, industry conferences, and investor calls to enhance understanding of covered credits.
- Regularly review and update credit assessments to ensure timely and accurate investment decisions.
- Collaborate closely with other members of the fixed income team, across Group Investments, and with Group and Divisional stakeholders.
Required Education - Bachelor's degree in Economics/Finance/Accounting/Business Administration
- Professional certifications such as the Chartered Financial Analyst (CFA) designation is preferred.
Required Experience - 5 years' experience in high yield credit research/analysis.
Preferred Experience - Experience in credit research/analysis in asset management, credit rating agencies, investment banks, insurance or superannuation companies, covering both investment grade and high yield credits.
Preferred Competencies/Skills - Strong understanding of fixed income markets, corporate credit fundamentals, and macroeconomic factors affecting credit risk.
- Advanced proficiency in financial modelling and valuation techniques.
- Excellent written and verbal communication skills, with the ability to present complex ideas clearly and effectively.
- Strong analytical and quantitative skills, with attention to detail and a thorough approach to problem-solving.
- Ability to work both independently and collaboratively within a fast-paced, team-oriented environment.
- Proficiency in Bloomberg, Microsoft Excel, and other financial databases/tools used for credit analysis.
- Strong interest in global markets and willingness to cover companies across various geographies and sectors.
About QBE - We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage. We're an international insurer that's building momentum towards realizing our vision of becoming the most consistent and innovative risk partner. And our people will be at the center of our success. We're proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities. With more than 12,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind. We believe this is our moment: What if it was yours too? Your career at QBE - let's make it happen!
- US Only - Travel Frequency
US Only - Physical Demands - General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.
US Only - Disclaimer - To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.
Job Type Global Disclaimer - The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee's normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.
At QBE, we are deeply committed to fostering an inclusive workplace where each person is valued and respected for their authentic selves. If you require any assistance, such as alternative interview accommodations during the recruitment process, please do not hesitate to inform our Talent Acquisition team.
Compensation Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs Annual Salary Range: $96,000 - $144,000 AL, AR, AZ, CO (Remote), DE, FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX (Remote, Plano), UT, VA, VT, WI, WV and WY * * * * * Annual Salary Range: $105,500 - $158,500 CA (Remote, Fresno, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA * * * * * Annual Salary Range: $120,000 - $180,000 NJ and New York City NY
Benefit Highlights You are more than your work - and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families. Regular full-time and part-time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance. At QBE, we understand that exceptional employee benefits go beyond mere coverage and compensation. We recognize the importance of flexibility in the work environment to promote a healthy balance, and we are committed to facilitating personal and professional integration for our employees. That's why we offer the opportunity for hybrid work arrangements. If this role necessitates a hybrid working model, candidates must be open to attending the office 8-12 days per month. This approach ensures a collaborative and supportive work environment where team members can come together to innovate and drive success.
Skills: Account Reconciliations, Adaptability, Analytical Thinking, Communication, Critical Thinking, Finance Strategy, Financial Data Reporting, Financial Management, High Accuracy, Intentional collaboration, International Financial Reporting Standards (IFRS), Managing performance, Process Refinement, Sound Judgment, Stakeholder Management Application Close Date: 24/04/2025 11:59 PM How to Apply: To submit your application, click Apply and follow the step by step process. Equal Employment Opportunity: QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.