Directors, Risk Management
: Job Details :


Directors, Risk Management

American Express

Location: Albany,NY, USA

Date: 2024-07-01T12:43:23Z

Job Description:
DescriptionAmerican Express Company seeks Directors, Risk Management to devise credit risk strategy for commercial new accounts and existing customers. Develop key capabilities to enable new account strategies for existing commercial customers ensuring growth while managing losses. Drive commercial products underwriting strategies and risk management policies for existing customers by strengthening risk processes. Work with business partners to enhance value proposition, improve customer experiences, and strengthen regulatory and compliance alignment for the company. Collaborate with the decision science team to enhance economic logic that supports core risk management decisions. Position requires a Master's degree in Business Administration, Finance, Economics, Statistics, Mathematics, Engineering, or a related field, and 3 years of experience with credit risk management and analytics. Experience must include a minimum of: 3 years of experience with credit risk management for credit card and non-card products; 3 years of experience with dBeaver, Hive, SQL, and Teradata; 3 years of experience with developing credit risk policies and capabilities for exposure management, delinquency management, and limit management for card and non-card products; 3 years of experience with working in cross-functional and cross-border teams in commercial credit risk management; 3 years of experience with analyzing credit risk data from commercial credit bureaus, internal data sources, including financial statements, systems, and data management processes; 3 years of experience with exposure and limit management of small business credit card and non-card products; 3 years of experience with managing risk of high balance commercial customers; 3 years of experience with analyzing commercial portfolios; 3 years of experience with financial modeling and reporting; 3 years of experience with translating complex analyses for technical and non-technical audiences; 3 years of experience with analysis of large datasets; and 3 years of experience with commercial lending. Telecommuting is available up to 3 days per week. Job Location: New York, NY QualificationsSalary Range: $130,000.00 to $205,000.00 annually.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunitiesFor a full list of Team Amex benefits, visit our Colleague Benefits Site.At American Express, you ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company s success. Together, we ll win as a team, striving to uphold our company values and powerful backing promise to provide the world s best customer experience every day. And we ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.US Job Seekers/Employees - Click here to view the Know Your Rights poster and supplement and the Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window: to access the three posters.The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we ll consider a number of job-related factors, including experience and location.Job Field: RiskSchedule: Full-time
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