Location: Wichita,KS, USA
Job Details
Job Location: Wichita, KS
Position Type: Full Time
Salary Range: $20.06 - $30.08 Hourly
Job Category: Real Estate
Description
The primary function is to cultivate referral relationships with RE Loan Originators and branch staff for the purpose of originating Home Equity loan with the intent to capture additional membership for the CU while providing quality service. This position will be responsible for taking high quality loan applications, pulling credit, structuring loans in a beneficial, prudent, and responsible manner while ensuring loans meet CU policies and guidelines.
Duties and Responsibilities:
* The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Other duties may be required or assigned.
* Serve as the point of contact for Home Equity Lending for Real Estate Loan Originators, Members, and Employees to Originate, Underwrite, Process, Close, and Post-Close Home Equity Products.
* Originate documentation and structure loans in a beneficial and prudent manner
* Evaluate credit worthiness.
* Ensure all required disclosures are sent in a timely manner to maintain a high level of compliance.
* Interview loan applicants gathering all required documentation
* Complete all closings while ensuring completeness and accuracy of all data.
* Adhere to CU Home Equity policies and guidelines.
* Maintain confidentiality in all CU and member matters.
* Comply with state and federal real estate lending laws pertaining to Home Equities.
* Provide unsurpassed support for both internal and/or external customers.
* Cross sell Meritrust products and services.
* Present a positive image of the credit union through a professional appearance and courteous attitude.
* Contribute to the team effort to ensure Meritrust meets company-wide goals and the Strategic Plan annually.
* Other duties as assigned
Qualifications
* Excellent organizational skills.
* Excellent oral/written communication and problem solving and math skills
* Working knowledge of computer programs including Microsoft Word and Excel.
* College degree preferred but not mandatory
* Two to four years' experience
* NMLS License