Location: Cleveland,OH, USA
Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Internal Auditor Sr, you will be within PNC's Internal Audit organization, supporting the Credit Audit team. This position is primarily based in a PNC location. Preferred locations are listed in this requisition. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion.
Are you interested in an opportunity to join a dynamic and transformative audit environment that encourages innovation, champions data analytics, promotes process automation, and embraces emerging risks. PNC's Internal Audit department is composed of industry leaders who provide independent, objective assurance and consulting services designed to add value and recommend improvement to the organization's operations. Using cutting edge technology, you would participate in a collaborative setting and help guide PNC's Internal Audit department into the future.
* We execute a Risk Based Audit Approach
* We value Data Analytics and Automation
* We leverage Continuous Monitoring/Auditing Techniques
* We recruit, develop, and retain great talent
We are looking for individuals who are passionate about mitigating risk, problem solving, and protecting the bank and also can contribute in the following ways:
* Provide an independent and objective perspective
* Ability to manage risk and think strategically
* Gather, analyze and translate data into actionable insights
* Work in an environment that requires a high level of accuracy and strong attention to detail
* Communicate and collaborate effectively with team members and business partners
The Credit Audit team within Internal Audit is responsible for determining whether appropriate credit risk management policies, procedures, and practices have been established and are operating effectively across PNC. Credit Audit accomplishes this objective by assessing functions responsible for identifying, measuring, monitoring, and controlling credit risk:
* Risk-taking functions responsible for consumer and commercial lending processes across the full credit life cycle, including new loan underwriting, ongoing portfolio monitoring, commercial problem loan management, and consumer loss mitigation activities.
* Independent Credit Risk Management and Credit Risk Review (i.e. loan review) functions within the Second Line of Defense responsible for governance and oversight of risk taking activities and aggregate risks of the enterprise.
* Functions responsible for modeling and analytics associated with credit risk, including the Current Expected Credit Losses (CECL) process to estimate the Allowance for Credit Losses (ACL) and risk rating scorecard models.
* Functions responsible for credit risk monitoring and reporting, including credit quality of new originations, performance of existing portfolio loans, and actual results compared with risk appetite limits.
Job Description
* Conducts execution of internal audit plan by leading or conducting financial, compliance or operational audit projects including the examination and evaluation of the adequacy of internal controls.
* Independently executes audit scope, objectives, and work plans. Assesses risk and controls, performs testing of key controls, and documents results. Documents audit work demonstrating command of language, clarity of thought, and orderliness of presentation.
* Executes procedures supporting external audit of internal controls, business processes, and account balances.
* Presents audit findings to audit management for the development of reports and recommendations.
* Develops and maintains productive client and team relationships through individual contacts and group meetings.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Audit Management, Continuous Monitoring, Control Assessment, Internal Controls, Process Control, Risk Assessments, Risk Management
Competencies
Accuracy and Attention to Detail, Auditing, Business Acumen, Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Internal Controls, Process Management, Written Communications
Work Experience
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
Bachelors
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit pncbenefits.com > New to PNC.
* For more information, please click on the following links:
Time Away from Work
PNC Full-Time Benefits Summary
PNC Part-Time Benefits Summary
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at ...@pnc.com. Please include accommodation request in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-###-#### and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
California Residents
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