Loan Originator
: Job Details :

* Originate high quality loans which meet FCMC guidelines* Develop business relationships with local Real Estate agents and Builders* Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs* Develop contacts with Banks partner store management team* Take customer loan applications, including pulling credit* Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.* Communicate with borrowers and real estate agents throughout the loan process* Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR* Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules. * This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. * Travel as needed to meet business needs* Other duties as assignedPosition level will be dependent upon internal and external experiencePhysical Requirements:* Must be able to remain in a sitting and/or standing position for extended periods of time* Requires ability to operate a computer and other office machinery* Ability to lift up to 25 poundsFCBI is an equal opportunity employer.* At least 18 years of age* High School Diploma or Equivalent* 2 or more years of recent mortgage origination experience * Knowledge of VA, FHA and conventional mortgage loan programs* Knowledge of running LP, DU Underwriting Systems* Experience with Ellie Mae mortgage originating and processing software* Self motivation and capable of working from a home office with limited supervision* Ability to review and understand credit reports* Ability to organize and prioritize * Good communication and presentation skills* Comfortable working in a commission only environment* Must successfully pass background investigation according to company policy* Must be able to get along with co-workers and work effectively in a team environment