Location: Winston Salem,NC, USA
Date Posted: 12/12/2024
Hiring Organization: Rose International
Position Number: 475529
Job Title: Loan Processor
Job Location: Winston Salem, NC, USA, 27101
Work Model: Onsite
Shift:
Monday thru Friday
9am to 6pm
Saturday
10am to 6pm
Employment Type: Temp to Hire
Estimated Duration (In months): 19
Min Hourly Rate ($): 23.50
Max Hourly Rate ($): 23.50
Must Have Skills/Attributes: Banking/Financial, Loan Processing
Required Education:
• High School diploma or equivalent
Required Qualifications:
• Consumer Loan Processing experience – Prefer Auto Loan
• Excellent verbal and written communication
• Multi-tasking in fast paced environment
• Previous experience processing credit applications and decision of credit and assessing risk of applicants
Loan Processor Responsibilities:
• Process and decision credit applications and assess risk of applicants consistent with Loan Processing policy
• Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions
• Make sure all personal and dealer information is logged into the system correctly and accurately with a high attention to detail
• Adjudicate credit decision within service level agreement (SLA) time range of receipt of application
• Field and service dealer/customer client questions relating to underwriting, operational or procedural details
• Provide various direct mailings of current programs to dealers as needed in an effort to develop relationships
• Carry out dealer penetration and relationship building campaign initiatives tele-consulting, dealer meetings and open houses
• Maintain working knowledge of the products that finances and knowledge of manufacturer's suggested retail prices (MSRP)
• Assist management and other departments as needed with periodic operational, clerical, regulatory and customer service initiatives which do not violate separation of duties principles
• Assist in managing fraud and mitigating Bank Secrecy Act / Anti-Money Laundering (BSA/AML) risk by following approved policies
• Follow underwriting and scorecard processes to include properly documenting accounts using the correct mitigating factors
**Only those lawfully authorized to work in the designated country associated with the position will be considered. **
**Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client's business needs and requirements. **
Benefits:
For information and details on employment benefits offered with this position, please visit here. Should you have any questions/concerns, please contact our HR Department via our secure website.
California Pay Equity:
For information and details on pay equity laws in California, please visit the State of California Department of Industrial Relations' website here.