Location: West Palm Beach,FL, USA
We are looking for Realtor's who want to be leaders of the pack!
Do you want to provide your clients additional services outside of your current real estate services?
Join the 1% of realtors that are also MLO's who also provide mortgage financing to their clients.
Get a partner who want's to see you close more transactions and provide more solutions!
Ocean Capital Lending, LLC gives you full control over your own pipeline and the freedom to determine your own success. There is no reason to tell clients they were not able to get the home they wanted because of financing and their loan officer not getting back you fast enough. You can find them the home and help them obtain financing. Join our growing team of real estate and mortgage professionals today who believe that their earnings should definitely match your effort. You are always the best resource for your clients. Provide them better solutions. Say yes to more of your clients today and make more money with a direct lender and real partner built for your success!
Our GOAL:
Job Description: Loan Originator partners are responsible for originating/generating residential (1st, 2nds, and combo's) and commercial mortgage loans for clients. Providing customized lending solutions to complete client short and long term goals and needs. Implement mortgage planning solutions. This position requires strong communication skills along with a willingness to provide exceptional customer service in a fast-paced team environment. Responsibilities: Specific tasks will include, but are not limited to, the following: Complete client interview, 1003 and timely compliant disclosures on LOS, IDS/Doc Magic Complete/Assist loan applicants with online loan applications Issue accurate pre-approval letters Retrieve Credit, DU/LP, Title, Flood, Appraisal, 4506t, and all other 3rd party reports required Develop and maintain strong relationships with Clients, Referrals, Realtors, Title Companies, CPAs, Attorneys and Builders. Find the right loan solution for your clients among a wide variety of banker and broker products Advise, coach and educate your client throughout the entire loan process Deliver fast turn times and outstanding customer service Retrieve all required documents and conditions as soon as possible in order to close the loan Upload completed files onto the company platform as per corporate policies
Qualifications: A desire to accelerate your career and have an entrepreneurial spirit Ability to network and motivate Exceptional communication, computer and customer service skills MS Office Suite and Adobe College preferred Receive and maintain NMLS License The mortgage originators will maintain minimum standards for production and quality. He/she is responsible to originate and close quality loan volume through sales and marketing activities. All origination and business development activities must be compliant and consistent with all company policies.
Payout outs up to 225 bps. (you pick)
Position is a 100% W2 commission employee position.
What you can do with us!
Direct Lender/Banker Options FNMA/FHLMC Conventional, HomeReady, Home Possible, HomeOne, RefiNOW, Conventional high-balance in all counties $679,650 up to 90%. MI Split, Single, Monthly and financed options OK (Icon top tier rates) VA Standard, VA Jumbo, USDA Jumbos up to $3,000,000 (Icon top tier rates) Doctor loans up to 95% LTV Combo loans up to 95% (2nds/Helocs) Condos, Non-warrantable, Condotel Portfolio 1 day out of BK/NOD up to 85%, Credit scores down to 580 Fix/Flip, Bridge, Small Balance Commercial, Multifamily, Construction Broker Options Jumbos up to $25,000,000, Full/Alt doc, Asset Depletion Construction/Perm - Max $25M, Spec/Builder Sold Construction Foreign Nationals/ITIN 50 - 90% LTV, LLCs/Cross-Collateral/Blanket loans Self-Employed Bank Statement Income up to 90% LTV FHA/VA Construction to Perm 96.5%/100% LTC, Conventional 95% LTC Stretch LTV Financing, Land/Lot Financing Stated Income Investment, Co-ops, Business Purpose Loans FHA Down to 500, No Fico or Alternative Credit OK! FHA 203k Rehab (SFR, townhome, condo, mobile/manufactured) HUD Homes $100 down Reverse Mortgages VA Down to 500 fico Fannie/Freddie Rehab FHA/Conventional Manual Underwrites Rehab (Fix/Flip) and Rental Loans Commercial Acquisition, Rehab, Bridge, Construction, Mezzanine, JVs, Preferred Equity, Value-adds, HUD, SBA 504/7a, Non-Recourse, Small Business/Balance Loans, Cross-Collateral, No Maximum Loan Size You name it you can do it when partnered with Ocean Capital Lending, LLC Don't Say no I can't do that AGAIN! - Asset Depletion loans, Bank Statement Loans, Construction Loans, Fix & Flip Loans, Down Payment Assistance Loans, Hard Money Loans, Foreign National Loans, Land Loans, Manufactured Home Loans, Mobile Home Loans, Non QM Loans, Portfolio Loans, Reverse Mortgage Loans, Stated Income Loans, Conventional Loans, FHA Loans, USDA Loans, VA Loans, Hobby Farm Loans - The list goes on, on and on!
120 S Olive Ave Ste 311, West Palm Beach, FL 33401 | O: 800-###-#### | F: 800-###-#### | - NMLS ID: 392165 Job Type:
Commission Salary: $0.00 to $300,000+ /year