Mortgage Advisor
: Job Details :

Weichert Financial Services is hiring a Mortgage Advisor in the Washington Township, NJ location. Established in 1980 to offer real estate-related financial assistance to the customers of Weichert, Realtors, Weichert Financial Services has a unique opportunity for a Mortgage Advisor to partner with our All Under One Roof Team as they help our clients achieve the American Dream of Homeownership. Our Mortgage Advisors are more than loan originators -- they are on the front lines of the real estate process. We not only provide access to leads from various sources, but also the ability to meet agents and referral partners outside our real estate offices. Work for a premier name in real estate that gives you access to first-in-class technology, generous benefits, a wide range of in-house mortgage programs and the ability to compete. We provide all of this while we position you with a powerful closing guarantee alongside our All Under One Roof partners.The Mortgage Advisor is responsible for representing the Company and originating residential mortgage loans within a designated Weichert sales office. The position develops and maintains existing customer relationships, as well as identifies new customer opportunities from various channels. Working with our Realtor partners, our mortgage advisor prequalifies prospects, issues pre-approvals, stays in contact with customers during the home search process, and works closely with customers until they close their transaction. In addition, the position partners closely with their Office Manager to convert leads and add value to our Sales Associates.Job responsibilities include, but are not limited to, the following:Develops relationships with new and current customers, as well as realtors, builders, attorneys, and referral partners. This includes Weichert Realtors, as well as the Realtor Community outside of the Weichert office.Leverages their personal sphere to generate leads, as well as proactively following up on leads from various sources provided by the Company.Issues fully assessed pre-approvals which includes all facets of the qualification process, from income and credit to property standards.Provides a complete needs analysis for each prospect, fitting them for the most suitable program for their needs and providing accurate rate quotes and rate options for each program.Submits complete and accurate mortgage loan applications that provide all of the information needed to make an underwriting decision.Stays abreast of changes in market conditions that affect the Company's many loan products.Communicates regularly with all participants during the loan origination process, keeping them updated on the status.Provides excellent customer service at all times and provides solutions for customer concerns.Promotes team atmosphere with representatives of the Weichert All Under One Roof Team. Stays up-to-speed on availability of all products and provides customers with contact information of the appropriate Weichert product representative.Ensures full compliance with all applicable federal and state law and regulations, all Company policies and procedures, and all applicable investor guidelines, including maintaining all mortgage loan origination licensing and continuing education requirements.Updates lead portals, the CRM and other tracking software on a regular basis.Performs other duties as assigned.RequirementsThe ideal candidate will meet the following requirements:High school diploma or GEDIndividual state loan originator license(s) required for specific states in which employee engages in any mortgage loan origination activityAt least one (1) to three (3) years of retail mortgage loan origination experience preferredGeneral financial sales, real estate or mortgage operations experience may be substituted for part of the required mortgage loan origination experienceAbility to determine appropriate interest rate quotes to customer and to determine maximum qualification amounts based on investor guidelinesAbility to apply investor guidelines to specific sales situations and use discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysisAbility to set goals and divide processes into timelinesExcellent problem-solving skills are essentialProficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company's proprietary mortgage software productsExcellent oral and written communications skillsAbility to conduct presentations and hold one-on-one meetingsAbility to multitask in a fast-paced environmentSuperior customer services skills with a strong attention to detailExceptional math skills including addition, subtraction, multiplication, division, percentages, and fractionsKnowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.)