Location: Buffalo,NY, USA
Nature & Scope:
Positional Overview
Are you a meticulous and detail-oriented professional with a passion for ensuring seamless residential mortgage transactions? We are seeking a dedicated Mortgage Closing Specialist to join our clients dynamic team. In this role, you will be responsible for preparing and reviewing all closing documents, ensuring compliance with all regulatory requirements, and assisting the centralized Disclosure team. If you thrive in a fast-paced environment, have exceptional organizational skills, and are committed to delivering exceptional service, we want to hear from you! Apply today!
Role & Responsibility:
Tasks That Will Lead To Your Success
Assign pipeline reporting to title reviewers, review pipeline reports, and manage title review box.
Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience.
Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., payoffs, subordination's, release's, tax, title, homeowners/flood information).
Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines and obtain verbal verification of employment on all borrower's that are income qualified. This also includes but is not limited to reviewing homeowners, flood, title and tax related documents.
Follow up on rate lock expirations and document expirations.
Review system of record information to ensure CD can be prepared and that all documentation submitted for CD Issuance is complete and accurate.
Proactively contact the Settlement Agents throughout collaboration process to obtain all necessary information such as fees and contact information for CD purposes.
Evaluate close dates throughout process to ensure process is on target to meet those dates and ensure proper communication is being done to applicable parties if close date has to be changed.
Complete other related duties as assigned.
Skills & Experience:
Qualifications That Will Help You Thrive
Associates degree plus a minimum of 1 year prior business experience or a minimum of 1 year combined Closing experience and customer service experience, or in lieu of a degree, a combined 3 years higher education and/or work experience, including a minimum of 1 year prior business experience or a minimum of 1 year combined Closing experience and customer service experience.
Strong PC skills with knowledge of spreadsheet, word processing, and email software
Ability to make sound decisions based on information provided.
Versatility and flexibility working within an ever changing fast paced mortgage environment.
Ability to adapt to new policies and procedures to improve processes and workflow.
Ability to function within time constraints.
Excellent verbal and written communication skills.
Attention to detail with strong organizational skills.
Ability to prioritize daily workload.
Ability to work in a team environment.
Strong work ethic, reliable and dependable.
Prior Mortgage experience in Mortgage Closing whether at a Lender, Title
Company or Settlement Agent's office.
Solid knowledge of Department software.
Knowledge of Product, Investor and Compliance Requirements.