Mortgage Disclosure Desk Coor
: Job Details :

Mortgage Disclosure Desk Coor Job Locations US-IN-Muncie - US-MI-Grand Rapids - US-MN-Eden Prairie - US-IL-Palos Heights - US-IL-Gurnee - US-TN-Nashville- US-MI-Dundee - US-IN-Evansville Category/Function Mortgage Services Position Type Regular Full-Time Requisition ID 2024-15397 Workplace Type On Site Salary MIN USD $17.00/Hr. Salary Max USD $27.50/Hr. Overview Old National Bank has been serving clients and communities since 1834. With $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. A unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. The Mortgage Disclosure Desk Coordinator position is responsible for ensuring that all Initial and Re-Disclosure Loan Disclosure packets are completed and delivered to the applicants in accordance with all regulatory and secondary market requirements and within Service Level Agreements. The Mortgage Disclosure Desk Coordinator works closely with various members of the Mortgage Team to verify accuracy of data and resolve any issues/discrepancies to prevent non-compliance with Federal and State Regulations and avoid tolerance cures. Key Accountabilities

Review initial loan submission from the Mortgage Loan Originators for accuracy. Make any necessary changes to avoid tolerance cures or other regulatory violations. Prepare and deliver a final Loan Estimate along with all other required documentations to the applicant(s)Work with Mortgage Loan Originators, Processor and Underwriters to review any change circumstances that are presented. Once a valid changed circumstance is identified, the Disclosure Desk Coordinator will prepare a revised Loan Estimate and deliver this to the applicants in a timely manner to avoid delays in closing dates or any tolerance cures.Review all documents included in an initial disclosure and re-disclosure package to ensure accurate completion.Track all new applications within the loan processing system to ensure timely delivery of all disclosures.Track all existing applications within the loan processing system and provide timely re-disclosure through identification of loan changes within the pipeline. Assist with answering questions regarding initial or re-disclosuresParticipate in any compliance related projects pertaining to regulatory disclosuresAssist in any disclosure compliance related training for mortgage associatesEnsure accuracy of all HMDA related information pertaining to information collected from the initial application and disclosures Key Competencies for Position Operational Knowledge and Organizational Skills
Demonstrates a sound understanding of applicable Federal and State Regulations, including TRID, RESPA, HMDA, ECOA, etc; and the ability to apply this knowledge to individual situations.Ability to accurately identify valid changed circumstancesGreat attention to detail, ability to prioritize and function accurately under the pressure of deadlines.
• Working knowledge of all loan types/loan programs offered by Old National Bank, including FHA, VA, USDA, and Construction-to-Permanent loans.Communication Skills
  Ability to clearly communicate information to Mortgage Loan Originators, Sales Managers, Processors, and ClosersPromptly respond to questions from other departmentsEffectively work as part of a team Qualifications and Education RequirementsHigh School graduate or equivalent.5+ years of previous mortgage experience including an in-depth knowledge of regulatory requirements for loan disclosuresExperience with Ellie Mae Encompass preferred Key Measures of Success/Key Deliverables:
  • Disclosures delivered within regulatory requirements and Service Level Agreements
  • Minimize losses to the bank by accurately completing required disclosures and properly analyzing valid change circumstances Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! Need help finding the right job? We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ...@oldnational.com (This email will respond to accommodation requests only.)