Location: Alexandria,MN, USA
General Purpose: Responsible for the production of mortgage loan originations through the development of realtor referrals, branch referrals, promotions with membership groups, and direct inquiry from membership.
Essential Duties/Responsibilities:
1.Responsible for developing individual relationships with realtors and informing real estate offices of current products, programs and interest rates.
2.Responsible for working with Branch Managers and Marketing & Business Development to make calls on business partners outside of the MMFCU offices to establish contacts for promoting mortgage services.
3.Responsible for participating in realtor groups and other community related activities.
4.Informs members of mortgage loan programs available and prepares them for what documentation will be requested during the application process.
5.Interviews and pre-qualifies members for mortgage loans according to guidelines established for various programs.
6.Enters a complete, accurate application on mortgage software, pulls member credit information and reconciles all liabilities with members, sends accurate information to automated underwriting system and obtains all required documentation.
7.Responsible for complying with all applicable regulations and disclosures associated with mortgage application.
8.Responsible for ongoing communication with member and notification of approval or denial of mortgage loan request.
9.Responsible for cross-sell of other credit union products.
10.Will assume additional duties as directed by the Director of Mortgage Services.