Location: Wysox,PA, USA
Description
Who are we?
For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily.
From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including Giving Back, Giving Together, to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need.
At the heart of what we do are our employees! C&N is a team of passionate, imaginative professionals dedicated to making a positive difference. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated.
Who are you?
You are passionate about helping customers reach their dreams of becoming homeowners with prior mortgage lending experience. As a Mortgage Loan Originator I, your responsibilities would include originating and underwriting conforming and non-conforming residential mortgages through sales. This person's primary responsibility will be to obtain new loan origination through sales to existing and prospective customers. This position will also continually identify, develop, and maintain a network of centers of influence that serve as a recurring source of referrals. If you are ready to be part of a highly motivated team, C&N is a great place to grow your career!
You will be responsible for:
+ Learning the fundamentals of the mortgage lending business.
+ Expanding production of mortgage loans by developing full relationships with clients by working with centers of influence while managing and minimizing loan delinquency.
+ Developing prospects through networking and referrals from branch personnel and centers of influence.
+ Interviewing prospective clients to analyze the best mortgage option to best suit their needs.
+ Documenting and closing loans according to bank policy.
+ Analyzing client financial needs to determine suitable bank offerings and promoting financial services and products (i.e., deposit, insurance, investment, trust) for the purpose of referrals to personnel in branch offices.
Requirements:
Education & Experience Bachelors Degree AND 2-4 years of previous related mortgage lending experience and/or training OR an equivalent combination of education and experience.
Required Certifications NMLS (within 1 year of employment)
Special Requirements Travels to and from sales calls.
Skills You should possess well-developed abilities and a proven track record in the following areas:
+ Proven experience in mortgage lending with a strong knowledge of current mortgage products, regulations, and underwriting requirements.
+ Demonstrated ability to build relationships with customers, realtors, and community organizations.
+ Exceptional communication skills and a proactive approach to problem-solving.
+ Capable of critical thinking and assessing complex situations.
+ Highly attentive to detail with strong organizational abilities.
Why C&N?
C&N is a team people working together for a common goal the success of our customers.
You will achieve & grow along with C&N customers,
You will develop & learn along with your teammates,
You will contribute & be rewarded along with our shareholders,
And you will share & celebrate along with our communities.
The C&N workplace culture has been a repeat recipient of the NBRI Circle of Excellence award, acknowledging a strong culture created by our team for living our values every day. At C&N, we pride ourselves on fostering a collaborative and supporting work environment where every team member is valued.
In combination with a competitive salary, C&N also has a robust total rewards offering, including:
+ Paid Time Off (vacation, personal, and sick, family sick, and community service)
+ 401(k) pretax and ROTH eligible contributions with a safe harbor match
+ Employee Stock Ownership Plan
+ Health, Dental, and Vision Coverage (including options that are 100% employer-paid for employee-only coverage)
+ Health Savings Account
+ Flexible Spending Accounts Medical and Dependent
+ Employer Paid Life Insurance
+ Employer Paid Disability Coverage
+ Many more voluntary coverages to customize around your needs
+ Education & Development Programs, including Tuition Reimbursement
+ Support for Personal and Professional Development
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)