DescriptionJOB RESPONSIBILITIES
Process all loan types. Mail all verifications with copy of authorization and examine for accuracy. Set up new processing file for loans, review appraisals, and evaluate tax returns on self-employed borrowers. Work with loan officers to obtain necessary information to complete files, review pre-closing and post-closing documents for compliance and act as liaison for lenders. Order credit reports, appraisals, PMI, and title opinions on loan files and submit packages to PMI companies as needed. Complete adverse actions on denied loans and prepare and mail adverse action notices to customers when applicable Work on loan exceptions, figure payments, answer inquiries concerning mortgage loans, and answer overflow telephone calls. Assist Lead Processor and perform back up duties when needed Able to review adverse actions for accuracy Assist Lead Processor in training new processors Assist other processors when needed Ensures all actions performed are in compliance with government regulations and organizational policies and procedures. Performs all other duties as assigned. SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE
- Position normally requires a minimum of a high school diploma or GED, plus such practical knowledge as would be learned on the job.
- Position over two years and up to four years of experience
- Excellent PC skills with knowledge of Word, Excel and other applicable software.
- Excellent oral and written communication skills.
- Excellent organizational skills.
- Strong understanding of CTB policy and procedures for mortgage processing
- Ability to work independently - possesses confidence to perform work efficiently and accurately without asking a lot of questions.
- High level of production - generates a higher level of work units per week than lesser experienced processor.
- Confidence in abilities - seeks to process for more demanding markets and complex mortgage loans and possesses the ability to process accurately and timely.
- Professional Presence - relationship skills, organization skills, work habits
- Relies on experience and judgement to plan and accomplish goals
- Knowledge of governmental rules and regulations.
- Notary Public
- Successfully completed training in Encompass, Loan Product Advisor, and mortgage loan processing.
The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position. Requirements Candidates may be subject to the following screenings: Credit Check, Drug Testing, and Criminal Background Check