Mortgage Loan Processor
: Job Details :

Position SummaryResponsible for processingand coordinating mortgage loan closings. Examines and collects required documents, and orders appraisals andtitle work. Submits loans to various investorsfor loan approvals. Works through various situations that arise duringprocessing and/or closings to facilitate loan approvals and closings. Essential Duties and Responsibilities (Other duties may be assigned)•Demonstrate knowledge of Bank mortgage loan productsand services.•Follow bank policies and procedures, securityguidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel andbank operating departments to ensure adherence to laws and regulations relatingto new and/or revised bank products and services.•Demonstrate familiarity with underwriting guidelineswith all of the Bank's investors and programs.•Support the Bank's CRA Officer by reporting CRA data.•Work with loan applicants and requests requiredinformation for determining a credit decision.•Compile loan packages including ensuring pertinentdocuments are complete and accurate, and analyzing and reviewing applicant'scredit history. Also reviews appraisalreports for accuracy and investor requirements.•Conduct credit review to ensure that granted loanapproval is within Investor guidelines. Notifies originators of any problems or issues during the process of theloan. Keeps both the borrower andoriginator informed as the loan goes to different phases of processing andclosing.•Prepare closing package (does not include closingdisclosures).•Promote business for the Bank by maintaining goodcustomer relations and referring customers to appropriate staff for newservices using Bank-endorsed techniques and processes.•Assume ownership of customer problems to achieveresolution.•Serve as secondary contact in responding to customerand non-customer inquiries relative to mortgage loan products, rates,procedures, etc.Qualifications•Bachelor's degree, or at least 5 years of relatedexperience, or an equivalent combination of education and experience.•Effective oral and written communication skills.•Ability to compute basic to moderately complex mathcalculations.•Basic problem-solving and analytical skills. Ability to interpret a variety ofinstructions furnished in written, oral, diagram, or schedule form.•Proficiency in using personal computers and officeproducts (e.g., Word, Excel).•Excellent customer service and interpersonal skills.•Ability to work independently.•Ability to properly package a loan.•Self-starter who is goal- and results-oriented.•Ability to work with direction from supervisor.•Ability to effectively multi-task in a close workingenvironment.FIRST COMMUNITY BANK (SC) is an EEO employer - M/F/Vets/Disabled