The salary range for this job posting is $53,787.00 - $96,379.00 annually + bonus + benefitsThe above represents the salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors. Your recruiter can share more information about the specific salary range during the hiring process.Encova Insurance has an immediate opening for a Property Claims Fields Adjuster. In this role, you will cover the Central Ohio territory and you must reside within the region as this will be a home-based role. This role reports to a Manager, Property Claims.We are open to hiring at multiple seniority levels depending on candidate qualifications. The compensation range shown is inclusive of both non-senior and senior level job profiles.
Are you a Referral?If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.This position will investigate, evaluate, estimate and process property claims primarily requiring in-person contact and onsite inspections.
ESSENTIAL FUNCTIONS:1. Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
2. Inspect and write moderate to large property estimates using estimating guides and estimatingsoftware. Preferably, Xactimate.3. Assist in risk evaluation on homeowners and commercial businesses including verifying insurance tovalue, coinsurance penalties and documenting any change or increased hazard to the risk.4. Assist inside property specialists with tasks assigned, such as, diagrams and photographs,statements in person or inspections of property.5. Comply with Motorists' claims organization policies and procedures for contact and communication,verification of coverages, determination of liability, investigation of losses, determination of claimsvalues, completion of forms, and reports and negotiation and settlement of claims.6. Must be capable of investigating and closing a minimum average of 30 elements per month.7. Assist in catastrophe claims handling throughout the company operating territory, requiring overnighttravel or extended stays upon request.8. Serve as a member of claims and other company integrated teams as assigned.9. Model the leadership behaviors outlined in the Vision.
OTHER FUNCTIONS:1. Climb roofs and perform other field based inspections.2. Obtain and maintain all applicable adjusters licensing.3. Maintain open lines of communication with agents, sales representatives, marketing and underwritingpersonnel who are serviced by the regional resolution center.4. Perform other duties as assigned.
Knowledge, Skills and Experience:- This position requires prior experience as a Property Resolution Specialist or experience as an Encova Insurance inside property specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least ''Developing'' in the last two annual performance reviews.
- The candidate must demonstrate good judgment in making decisions, good communication skills, and excellent customer service skills.
- The candidate must have a thorough knowledge of company personal line policies and coverages, claims settlement techniques and current legal decisions affecting claims handling.
- The candidate should have a working knowledge of company commercial policies and coverages.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential.
What you can expect from usJoin our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.Encova Insurance is an EOE/E-Verify employer.