Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Reverse Mortgage Analyst plays an important role in the region by performing a number of activities related to the company's Reverse functions. The role, under intermittent direction, is responsible for contributing to the pricing, modeling and secondary market strategies within the Reverse Mortgage Division. Responsibilities include tracking market activities, identifying relative value opportunities and portfolio risks, assist in creating pricing and trade recommendations, portfolio analysis, overseeing pricing updates, locks and trade requests. This role is expected to have the ability to leverage market information, opinions and strategies within the reverse mortgage industry. Essential Functions
- Develop and evaluate relative value trading strategies.
- Use existing and custom tools to evaluate the risk profile of the portfolio and recommend and implement hedging strategies.
- Use internal valuation and risk models along with external systems to assist with analysis.
- Analyze data to support balance sheet management effort.
- Drive the process of model and technology improvement across various analytical and database tools.
- Create, manage and summarize loan trade analysis and pricing updates.
- Engage with both internal and external business partners to develop, maintain and enhance relationships.
- Act as a subject matter expert and represent the group in that capacity to management and various other groups within the organization.
- Participate in team discussions and represent Reverse Mortgage in internal discussions with key stakeholders.
- Effectively communicate information to management by assembling and summarizing data and preparing reports.
- Deliver presentations to management that reflect findings, analyses and recommendations.
- Maximize loan portfolio performance in line with the company's business objectives.
- Develop models used to support research activities, analysis of underwriting guidelines and mortgage pricing recommendations.
- Responsible for conducting studies that evaluate data on economic conditions; identify and evaluate economic trends and their impact on the market.
- Perform ad hoc analysis as required.
Qualifications
- Bachelor's degree in business, Finance, Statistics, Accounting, Economics, or related field.
- Experience in the mortgage industry experience preferred.
- Highly Proficient in Project Management, Problem Solving, Creativity, Attention to Detail and Analytical Skills.
- Proficient with Microsoft Suite, with a strong emphasis on Excel VBA
- Proficiency in R, AutoCAD, Java, Simio preferred but not required.
- Ability to adapt to a growing and dynamic environment.
- Excellent verbal and written communication, listening and organizational skills
- Effective time management skills including the ability to prioritize and multi-task.
- Ability to work independently with the self-motivation to accomplish goals.
- Team oriented with ability to work in diverse groups. Ability to manage communication with multiple stakeholders.
- Strong attention to detail.
- Ability to research issues and identify solutions to complex problems.
Supervision/Authority Level/Project Management
- Direct: 0
- Indirect: 0
- Travel: 0-10%
Requirements
- Physical: Work is primarily sedentary; mobility in an office setting.
- Manual Dexterity: Frequent use of computer keyboard and mouse.
- Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
- Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.