Senior Underwriter- Employee Benefits
: Job Details :

Indulge your passion for problem-solving and embrace the thrill of addressing risk head-on at Gallagher's global brokerage team. Join a family of diverse minds, united by a relentless pursuit of excellence. As part of our team, you'll be the architect of protection, safeguarding businesses and empowering their ambitions. Together, we'll build a legacy of trust and triumph in the dynamic world of risk management.

We believe that every candidate brings something special to the table, including you! So, even if you feel that youre close but not an exact match, we encourage you to apply.

• Providing underwriting support for new business and/or renewals, accounting and/or specialized functions;
• Assessing risk based on medical and pharmacy information;
• Calculating renewal rates for complex group cases based on thorough analysis of the groups experience, industry, location, size, and demographic nature;
• Proposing rates and terms for group prospects with various funding arrangements, including alternative fundings, utilizing a combination of other carrier experience, demographic data and manual rates;
• Assessing pricing policy adjustment requests;
• Managing reporting and data analytics platform;
• Preparing and analyzing claim cost drivers to evaluate actionable solutions, projections, and benefit change increments or decrements;
• Calculating rate adjustments based on unique contracting arrangements such as direct contracts, bundled pricing, and alternative payment models including reference-based pricing;
• Coordinating with other departments to ensure the accuracy and consistency of account reporting;
• Assisting, as necessary, in the negotiation of benefit plan designs and financial assumptions on new and renewal business;
• Communicating with Sales, Administration, and Claims to assess the rating and administrative impact of benefit and plan changes;
• Providing underwriting knowledge-sharing and education to peers and/or members of the sales team; and
• Developing rates for self-funded dental and vision programs.

Required: Bachelor's degree and 7 years related experience required.

• Computer experience with a variety of applications including Excel, Word, and PowerPoint, as well as sufficient technological knowledge to facilitate decision-making regarding the direction of the automation systems.
• Able to drive and travel as needed. In-depth knowledge of the insurance brokerage business.

Behaviors: Excellent organizational skills; ability to manage and prioritize multiple tasks. Strong analytical skills. Able to effectively lead and direct staff.

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits youll get, depending on your job level these benefits may improve:

• Medical/dental/vision plans, which start from day one!
• Life and accident insurance
• 401(K) and Roth options
• Tax-advantaged accounts (HSA, FSA)
• Educational expense reimbursement
• Paid parental leave

Other benefits include:

• Digital mental health services (Talkspace)
• Flexible work hours (availability varies by office and job function)
• Training programs
• Gallagher Thrive program elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
• Charitable matching gift program
• And more...

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements

Inclusion and diversity (I&D) is a core part of our business, and its embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as protected characteristics) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.