See yourself at Radian? We see you here too. At Radian, we see you. For the person you are and the potential you hold. That's why we've embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best - and at Radian, we'll give you our best right back. Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if you're excited about this role but your experience or education level doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.
See Yourself as a Transactional Analyst As the Transaction Analyst you are responsible for supporting Radian Mortgage Capital's residential mortgage whole loan sale and/or securitization transactions. This position coordinates multiple complex processes to maximize the success of each loan sale transaction and to ensure they are able to close on time. The ability to successfully manage internal and external relationships is a vital skill for this role. You must have experience with residential mortgage bulk and flow whole loan transactions and public / private securitization transactions. You should also have a high level of interaction with internal parties (secondary, sales, warehouse lending, servicing) as well as external parties including loan sellers/lenders, loan investors, broker dealers, and warehouse providers.
See Your Primary Duties and Responsibilities - Generate data tapes required for whole loan sale and securitization from internal and external sources.
- Assist with transaction related functions and requirements with internal and external stakeholders (Sellers/Lenders, Investors, Broker Dealers, Vendors, and internal departments). Report findings and make recommendations for next steps to internal and external partners.
- Analyze loan attribute data tapes to and from investors, TPR review conditions to and from investors including reconciliation in files, reviewing loans in disaster areas that are part of transactions, reviewing feedback from GSE delivery systems including validation in loan files and re-submission, ad hoc analysis, etc.
- Support loan deliveries to whole loan investors and GSEs including data, loan files, and collateral.
- Follows loan transaction timelines with internal and external parties to ensure timely settlements and review of loan diligence and custodial review within service level expectations.
- Review loan due diligence results, assess validity of stipulations, make loan disposition decisions when able and escalate when appropriate with internal stakeholders, resolve stipulations with sellers/investors/internal stakeholders, and prepare diligence status summaries.
- Complete validation, analysis and quality checks of required data reports.
- Ensure validation of data provided by third party reviewers, vendors, and sellers, find resolutions for any data discrepancies
- Track and resolve collateral exceptions and certifications with third party custodians.
- Provide reporting and analytics on trades, due diligence, and counterparties.
See the Job Specifications Your Basic Education and Prior Work-Related Experience:
- Degree Requirement: Bachelor's Degree or Equivalent Experience
- Work Experience: 4 or more years of prior work-related experience
Additional Qualifications: - 4+ years of mortgage industry experience
- Ability to handle a large degree of internal and external diplomacy as well as understanding of perspective from various stakeholders
- Ability to listen effectively and communicate ideas concisely
- Knowledge of mortgage banking, secondary markets, whole loan transactions and securitizations, GSE and private investor guidelines.
- Ability to engage individuals and groups to surface essential requirements information
- Interpersonal skills, to help negotiate priorities and to resolve conflicts among appropriate stakeholders
- Ability to critically evaluate the information gathered from multiple sources, reconcile differing views, decompose high-level information into details, and abstract up from low-level information to a more general understanding, and distinguish user requests from the underlying true needs.
Other Qualifications, including any special skills, capabilities, and competencies: - Ability to evaluate, summarize and communicate residential loan due diligence results and exceptions
- Ability to plan, track and coordinate the gathering, review and summation of diverse and complex transaction related tasks, results, and requirements to ensure timely and accurate loan purchase and sale transaction settlements
- Technologically savvy, with the ability to work in varied systems; Advanced Excel skills; SQL a plus.
See Your Location Radian is committed to a flexible work environment for many of our roles. This is a *Work From Anywhere* role meaning you have the flexibility to work from home (or another designated workspace that fits your needs). This role provides additional flexibility should you want to work on-site at a Radian office. Explore our office locations here and let your Talent Acquisition Partner know you would be interested in working on-site. *Work From Anywhere is subject to Radian's Alternative Work Policy and business needs.
See Why You Should Work With Us - Competitive Compensation: anticipated base salary from to $61,400 to 100,800 based on skills and experience. This position is eligible to participate in an annual incentive program.
- Rest and Relaxation. This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holiday in support of our DEI culture. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
- Our Company Makes an Impact. We've been recognized by multiple organizations like Bloomberg's Gender-Equality Index, HousingWire's Tech 100, and The Forum of Executive Women's Champion of Board Diversity. Radian has also pledged to PwC's CEO Action for Diversity & Inclusion commitment.
- Comprehensive Health Benefits. Multiplemedical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
- Prepare for your Future. 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian's Employee Stock Purchase Plan (ESPP).
- Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.
- Additional Benefits. To learn more about our benefits offerings, visit our Benefits Page.
#LI-NA1 The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates. Radian will consider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law.
See More About Radian Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day. Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our people's potential - and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line - having an impact on communities across the country to help more people achieve the American Dream of homeownership. We hope you'll see yourself at Radian. See more about us at Radian.com.
Defining Roles for Radian's Future Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development.
EEO Statement Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.
Equal Opportunity Employer Details To learn more about Radian's Code of Conduct and Ethics and workplace conduct, please click [here]. Radian participates in E-Verify [Link] (en espaol [Link]). Learn more about your rights under immigration laws [Link] (en espaol [Link]). View the Know Your Rights: Workplace Discrimination is Illegal poster [Link]. View Employee Rights under FMLA [Link]. View Employee Rights under EPPA [Link]. View Pay Transparency Nondiscrimination Provision [Link].
Accommodation Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail ...@radian.com. Please note that you may redact or remove age-related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application. Additional application materials include but are not limited to, resumes, CVs, transcripts, or certifications.