Location: Clarksburg,WV, USA
ABOUT US
Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement - it is the secret sauce of our organization!
Our values live at the core of all that we do - Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. We are committed to fostering an environment focused on diversity, equity and inclusion, and we welcome Team Members from all walks of life. Join Team MVB today!
MVB Financial Corp. ( MVB Financial or MVB ), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market under the ticker MVBF. Through its subsidiary, MVB Bank, Inc., ( MVB Bank ) and the bank's subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.
ABOUT THE ROLE
Responsible for identifying, selecting, developing, managing, servicing, and expanding business relationships in an assigned market by offering a full range of loan, deposit, and other bank products. This Officer will team up with other areas of the bank to provide a full-service relationship to bank customers.
WHAT YOU'LL DO
* Must possess the skills to handle a loan request from $500,000 up to a total credit relationship of $30,000,000, has a general understanding of major technical aspects of lending, and has a clear understanding of the basics of credit and finance;
* Develops and services business loans for business and individual clients within limits of authority;
* Aggressively calls on potential and existing clients to maintain high productivity levels and profitability in lending and non-lending relationships; using a network of contacts
* Interviews applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and Bank risk; requests necessary information, such as financial and operating statements;
* Evaluates and extends credit and terms in accordance with policy and lending authority;
* Proactively monitors maturing notes, past dues, and client activity to ensure performance is satisfactory;
* Develop a deposit relationship with credit clients and provide deposit referrals to the treasury team;
* Prepares and presents/recommends to the appropriate authority, individual, or committee any loans in excess of authority;
* Assumes responsibility for proper documentation and review of accounts;
* Monitors loans to ensure complete conformity with terms and to ascertain any developing trends;
* Keeps abreast of changing business and economic developments which impact the loan portfolio, its profitability, and banking in general;
* Prepares various reports as requested;
* Services delinquent accounts as required;
* Represents Bank through community and professional involvement in groups and associations to develop contacts for potential business;
EDUCATION & WORK EXPERIENCE
* Bachelor's degree preferred
* Minimum 7-10 years of commercial lending with proven performance
* Demonstrated success in meeting significant commercial loan funding goals in previous positions.
* Extensive knowledge of credit administration, policy and procedures
* Extensive knowledge of risk analysis and mitigation, with an emphasis on loan structuring.
BENEFITS AT MVB
MVB Financial Corp., ( MVB ) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:
* Medical, Dental and Vision Insurance
* Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
* Short- and Long-Term Disability Plan
* Group Life Insurance
* 401K Salary Deferral Plan
* Wellness Program
* Education & Tuition Expense Reimbursement
* PTO and Unique Vacation Purchase Program
* Nationwide Pet Insurance Coverage
You will be eligible for a performance-based incentive opportunity.
We encourage you to submit an application even if you haven't performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with related knowledge, understanding and abilities who are willing to learn and grow. What we care about most is allowing you to develop and, in return, you help us become a stronger, more diverse and well-rounded organization.