Location: all cities,FL, USA
Contract role.
Must have a strong financial services consumer lending background.
**This is not a mortgage underwriter role and the client is not looking for that background**
Individual in the job is responsible for helping Union employees meet its goal of helping members by providing outstanding service and high value products. Manage the day to day operations of the loan department and oversee lending staff. Work with the Compliance Officer to ensure compliance with state and federal lending laws. Monitor and analyze economic conditions affecting the consumer, mortgage and member business loan department and recommend appropriate action.
Responsible for overseeing the compliance of all residential real estate and consumer loans to NCUA and regulations, secondary market standards, and federal real estate lending laws.
Monitor and track loan turnaround time, cross-sold products, credit protection, promotions and staff productivity as directed and produce weekly and monthly production and turnaround time reports.
Manage loan file retention.
Review accounts where action beyond routine collection procedures must be approved or implemented. Handle complex situations. Resolve difficult or non-routine member issues.
Responsible for handling subordinations, short sales, modifications and hardship refinances.
Responsible for the foreclosure, maintenance, and sale of residential properties that are in default.
Oversee efforts required to develop and establish internal and external programs and relationships with mortgage lenders and others for loan production.
Develop, recommend, and report on improvements in loan products and services and their marketing.
Maintain up-to-date knowledge of general economic conditions or changing trends that may affect the credit union's mortgage and consumer loan department.
Monitor rates and pricing for residential real estate and consumer loan portfolio to ensure competitiveness with marketplace